Discover your financial pathway.
In just 3 to 5 minutes, the Financial Clarity Scorecard gives you a personalised learning route tailored to your life stage — with clear, actionable next steps and zero jargon.
A gentle check-in, not a test — just honest reflection and clear guidance.
Your financial stage & learning pathway
A personalised map for your financial journey.
The Financial Health Check is a short, private self-assessment that tells you exactly where you are in your financial life — and more importantly, where to focus your energy next.
It identifies your current financial life stage, then maps you to the three most relevant courses from our free education library, clearly marked as Start here, Next step and Also helpful. No overwhelm, no guesswork — just a calm, clear path forward.
Answer a few honest questions
Reflect on your current financial situation — no right or wrong answers, just genuine responses about where you are right now.
See your financial life stage
You'll be placed in one of four stages: Stability, Clarity, Momentum or Planning Ahead — each reflecting a different point in your financial journey.
Get your top 3 course topics
Instantly see which of our free education courses you should tackle first — with Start here, Next step and Also helpful labels making it effortless.
Start learning with confidence
Head straight into your recommended courses knowing you're focusing on exactly the right things for your life stage right now.
Where will you land?
Every stage reflects a real point in someone’s financial journey. There’s no good or bad — just where you are right now.
Stability
Building the foundations — managing day-to-day finances, understanding budgeting basics and beginning to feel in control of your money.
Foundation stageClarity
Starting to see the bigger picture — understanding your financial position more clearly and beginning to think beyond month-to-month.
Building awarenessMomentum
Making meaningful progress — actively saving, protecting and investing with a clearer sense of your goals and how to reach them.
Growing confidencePlanning Ahead
Thinking long-term — focused on retirement, legacy planning, tax efficiency and building lasting wealth for the future.
Long-term focusClarity you can actually act on.
With years of experience helping people move from confusion to clarity, we've designed the health check to give you practical next steps — not vague advice. Every result points directly to courses that will genuinely help you move forward.
It's included in
your free plan.
The financial health check is part of the Clarity Free plan — the foundation package every employee gets at absolutely no cost. No card required, no upgrade needed, no catch.
Free forever — included in every Clarity plan
Take it now →Ready to find your pathway?
Take the health check privately, get instant insights, and use your results to move forward with confidence. Nearly 90% of users say they feel clearer about their finances after taking it.
Take just 3-5 minutes to complete
Completely private - your results are your own
Instant results - no waiting
Completely free, no card required
Leads directly into your personalised course pathway
What people say.
"I had no idea where to start with my finances. The Scorecard told me I was in the Stability stage and pointed me straight to the right courses. I finally feel like I know where I'm going."
"I thought I knew my finances pretty well, but the Scorecard showed me I was neglecting protection completely. Three weeks later I had proper cover in place. Really useful."
"Five minutes and I had a clear plan. The 'Start here' label on my first course made it so much less overwhelming. This is exactly what I needed to get going."
Faqs
Is the health check really free?
Yes — completely free. The Financial Health Check is included in the Clarity Free plan, which every employee has access to at no cost. No card, no upgrade, no catch.
How long does it take?
Just 3 to 5 minutes. The questions are short, straightforward and jargon-free — designed to feel more like a gentle check-in than a formal assessment.
Is it private?
Completely. Your health check results are private to you. Your employer has no visibility into your individual results or the stage you've been assigned.
What are the four financial stages?
The four stages are Stability (building the basics), Clarity (starting to see the bigger picture), Momentum (making meaningful progress) and Planning Ahead (thinking long-term about retirement and legacy). Every stage is a valid and positive place to be.
What happens after I get my results?
You'll see your stage and your Top 3 recommended course topics, clearly labelled as Start here, Next step and Also helpful. You can then head directly into those courses through the Clarity free education platform at your own pace.
Can I retake it later?
Yes — we encourage it. As your financial situation changes and you work through the courses, your stage and recommended courses may shift. Retaking the health check periodically is a great way to track your progress.
Find your pathway today.
3 – 5 minutes. Instant results. A clearer path forward — completely free.