Financial clarity
for every
employee.
Money Planner Pro gives every member of your team a clear, private picture of their finances — and the practical tools to act on it. Six tools. Real questions. No jargon, no pressure, no selling.
Built around the questions your employees actually ask.
Am I saving enough? Should I overpay my mortgage? What will my pension actually give me? What happens to my family if something goes wrong?
Money Planner Pro is an online platform that helps your employees answer those questions — without jargon, without pressure, and without trying to sell them anything. They log in, work through the tools that are relevant to them, and leave with a clearer picture than they arrived with.
Money is one of the biggest sources of stress for UK employees — ahead of work, family and health. Money Planner Pro is a low-cost, low-admin way to do something meaningful about it.
Get started now →
Per employee, per month. A single invoice. No per-user admin, no implementation project.
Practical tools, each built around a specific financial decision your employees face in real life.
Most employers are live within a week. No IT involvement, no implementation project required.
Everything included. All in one platform.
Every employee gets access to all six tools from day one. There’s no right order — they can start anywhere, work through everything, or come back to one specific tool when they need it.
Financial Health Check
A ten-minute overview of where an employee stands right now. Income, outgoings, debts, savings, protection, pension — all in one picture. A good place to start, and a useful benchmark to return to as things change.
Pension Forecaster
What will the current pension path actually deliver? This tool shows employees where they're heading, and what would change if they paid in a little more, retired a little later, or made different choices along the way.
Mortgage Calculator
Whether an employee is thinking about buying for the first time, considering a remortgage, or simply checking whether their current deal still makes sense — this helps them work through the numbers clearly.
Savings Planner
Built for the things employees are actually saving towards — a deposit, a wedding, a car, a safety net, a holiday. Shows what to put aside, how long it will take, and what adjusting the target would mean.
Protection Gap Checker
If an employee couldn't work, or something happened to them, what would it mean for their income and their family? This tool identifies whether they have the cover they need — and where the gaps are.
Financial Snapshot
One place to see everything together. Updated as life changes — new job, new home, new baby, new goals — the Financial Snapshot stays relevant and useful over time, not just at the point of set-up.
Simple for you.
Useful for them.
There's no implementation project, no IT involvement and no per-user admin. Most employers are live within a week.
We agree headcount and set up your account
No IT involvement, no implementation project. A quick setup call and you're ready to go.
Your employees receive a secure access link
Nothing to download, no IT login required. They access directly through a secure link you share.
One simple invoice at £4.99 per employee per month
No per-user admin, no variable billing surprises. One invoice, one amount, every month.
You see activity — never personal financial data
Your employer view shows engagement and usage. Individual financial details stay private to each employee, always.
Log in using the secure link your employer shares
No app to download, no separate IT login. Access the platform instantly from any device.
Start with the Financial Health Check
Ten minutes, and you'll have a map of your whole financial picture — and know which tools to use next.
Use whichever tools are relevant to you
Some people work through every tool. Others come in with one question and use just one. Both are completely fine.
Come back whenever your situation changes
New job, new home, new baby, new goals — the platform stays useful as your life evolves. Your data stays private to you.
A genuinely affordable benefit.
Low cost, low admin, and a real impact on the financial wellbeing of your team.
Private by design
Anything an employee enters into Money Planner Pro is private to them. Their employer sees that they've signed up and whether they're using it — but never their financial details, balances, answers or personal information. Employees trust the tool because it genuinely protects their privacy.
A benefit your employees will actually use.
Built around real questions, not generic education modules. Employees engage because it’s relevant to their lives.
Low cost, low admin
£4.99 per employee per month. One invoice. No implementation project, no IT involvement, no ongoing admin burden.
Genuine engagement
Tools built around questions employees actually ask about their own money — not generic content they'll ignore after day one.
Private by design
Employees trust the platform because their employer never sees their data. That trust drives higher engagement.
Optional progression
Coaching and regulated advice available for employees who want more — paid for by them, not you. No obligation either way.
The tools are enough for most. But not for everyone.
For employees who want to go further, two options are available — both entirely their choice, not yours.
Money Coaching
A one-to-one session with a Clarity coach. Useful for employees who want to make sense of their whole picture, prioritise what to do first, or work through a specific financial decision with someone in their corner.
It's coaching, not advice — no product recommendations, no sales pitch. A structured conversation and a written summary they can keep. There's a cost for this, paid by the employee.
This is the employee's choice. No employer involvement required.Regulated Financial Advice
For situations that are more complex — pensions, investments, inheritance, anything where specific product choices matter — regulated advice is the right answer.
Employees can access FCA-regulated financial advisers through Clarity's Adviser Hub. It's self-referral, on their terms, when they're ready. We point the way when the tools have taken them as far as they can.
Regulated advice is provided by Clarity Financial Planning, a separate regulated entity.Simple, transparent pricing.
Add EAP & GP 24/7 to your existing free Clarity plan — or get everything in the bundle.
Clarity Free
Always included — no card required
+ Money Planner Pro
Added on top of your free plan
Want everything? The full bundle includes all add-ons for just £9.99/mo per employee.
Faqs
Does my employer see what I enter into the tools?
No. Anything you enter is private to you. Your employer can see that you've signed up and whether you're actively using the platform — but never your financial details, your answers, your balances, or anything personal..
Is Money Planner Pro financial advice?
No. Money Planner Pro is an educational and guidance service. It gives you the information you need to understand your own financial position and think clearly about your options. It does not provide regulated financial advice or make product recommendations. If your situation needs regulated advice, we help you find it through Adviser Hub.
Which tool shall I start with?
The Financial Health Check is the best starting point. It takes around ten minutes, gives you a clear map of your overall financial picture, and will naturally point you towards whichever of the other tools are most relevant to you right now.
How quickly can we get Money Planner Pro set up?
Most employers are live within a week of signing up. There's no implementation project, no IT involvement required, and no complexity to manage. We agree your headcount, set up your employer account, and your employees can access the platform via a secure link — nothing to download, no IT login required.
What's the difference between Money Planner Pro and Financial Wellbeing Education Courses?
The financial education courses (included in Clarity Free) teach broad financial knowledge across eight CPD accredited modules. Money Planner Pro is more personal and practical — it takes an employee's own numbers and gives them specific, actionable insight about their individual situation. We believe the two complement each other well: education builds knowledge, Money Planner Pro helps apply it.
What if an employees situation is complicated?
The tools are still a good starting point — they help employees understand the shape of their situation. For anything beyond that, Money Coaching provides a structured one-to-one conversation with a Clarity coach, and Adviser Hub connects employees to FCA-regulated financial advisers for situations where personal product recommendations are needed.
See it for yourself.
Fifteen minutes, no pitch deck. We’ll show you the employee experience and answer every question your HR lead will raise.